Comments on: How to Create a Master Budget

By: Sam

Sam — Mon, 29 Nov 2010 23:16:25 +0000

Most people eventually want to budget every month for periodic expenses. However, if you have enough savings in your account you could just wait for them to come up and budget the entire amount in that single month. Otherwise, for each periodic expense just look at how many months before it comes due and divide the amount owed by the number of months.

If it’s a yearly expense that you just paid just divide the amount by 12. If you have a bill due in 5 months, divide the amount by 5 and budget that each month.

It’s a great feeling to have a periodic expense come due and have the money for it ready in your account.

By: pamela

pamela — Mon, 29 Nov 2010 01:45:49 +0000

This is great! Have gotten started, but would like to know what’s the best way to input expenses that have to be paid in one lump sum or quarterly, such as insurance policies or property taxes. Thanks.

By: Sam

Sam — Mon, 16 Aug 2010 16:39:22 +0000

You should receive an email with a link to it. If you don’t, let me know and I’ll send it to you.

By: Jason

Jason — Mon, 16 Aug 2010 03:47:53 +0000

Hello. I recently subscribed but can not find where the master budget excel file is available for download. Please confirm where I can find it.

Thanks very much,

Jason