Comments on: Budgeting on a self-employed or irregular income

By: Budgeting When Self Employed

Budgeting When Self Employed — Wed, 07 Apr 2010 18:53:36 +0000

[...] Budgeting on a self-employed or irregular income. [...]

By: Cash Is Truly King!

Cash Is Truly King! — Wed, 17 Mar 2010 21:51:54 +0000

[...] How to Create A Zero-Based Budget and Budgeting on A Self-Employed or Irregular Income [...]

By: When paycheck and bill schedules don’t mesh | Frugal Living News

When paycheck and bill schedules don’t mesh | Frugal Living News — Fri, 01 Jan 2010 06:38:11 +0000

[...] Finances Done writes about Budgeting on a self-employed or irregular income. Lots of good comments here [...]

By: Monroe on a Budget » When paycheck and bill schedules don’t mesh

Monroe on a Budget » When paycheck and bill schedules don’t mesh — Wed, 30 Dec 2009 18:44:18 +0000

[...] Finances Done writes about Budgeting on a self-employed or irregular income. Lots of good comments here [...]

By: Household Budget | Wanna know?

Household Budget | Wanna know? — Thu, 01 Jan 2009 12:16:50 +0000

[...] Budgeting on a Self-Employed or Irregular Income [...]

By: Jordan

Jordan — Thu, 05 Jun 2008 01:28:00 +0000

I know there are nine thousand “how to _______” out there, but the ‘Budget4Life’ book saved my finances. It’s really easy to do, and doesn’t have monthly charges or anything.

http://www.mybudget4life.com/

By: Carnival Of Personal Finance #65

Carnival Of Personal Finance #65 — Wed, 19 Dec 2007 03:04:37 +0000

[...] Getting Finances Done: Irregular Income [...]

By: Jet Charter WebLog » Blog Archive » ADDICTIONS: Your Questions Answered

Sun, 22 Jul 2007 15:24:28 +0000

[...] Getting Finances Done » Budgeting on a self-employed or irregular … All the steps until now have helped you create a solid set of … I, too, have been forced to become more responsible and … Hope it helps Self-Employed Budgeting Tips […] Pingback by budgeting … http://www.gettingfinancesdone.com/blog/archives/2006/09/budgeting-on-a-self-employed-or-irregular-income/ [...]

By: Jodi

Jodi — Fri, 22 Jun 2007 21:40:20 +0000

I know this is an older post but I was just browsing through some of your stuff and thought I would comment. Our income tends to fluctuate although it is usually that we make less in a month than necessary (we don’t have the up months). The way I have dealt with this is to have my income allocated for one month in advance. Whatever money we earn in May will pay June’s bills. So at the start of June you know EXACTLY how much money you have for the month and can allocate accordingly as Sam mentioned. If you have too many “necessary” categories this also gives you a month or two of leeway to find ways to earn some extra cash. For example, this month I sold some old textbooks, did some online surveys, and picked up a little bit of website design work. This added up to about $200 which was exactly the shortfall we had in our budgeted money for July. We have already cut out so many unnecessary expenses that it is pretty hard for us to trim even more when we have a slow month.

We also tend to keep around extra money like tax refunds instead of spending it right away. It feels sinful to tap into emergency fund money (even STEF) but if I have extra tax money sitting around unallocated I don’t feel as bad dipping into that if we have a slow month or want to splurge on a little something outside of the budget.

By: budgeting tips for the self-employed - The Finance Forums

budgeting tips for the self-employed - The Finance Forums — Fri, 01 Dec 2006 15:31:36 +0000

[...] Samuel Peery over at the Getting Finances Done wrote a great post last week with some excellent tips on �Budgeting on a self-employed or irregular income.� The info he outlines is some of the best advice I�ve seen for those working from home or looking to make a go at it: Hope it helps Self-Employed Budgeting Tips [...]